What is the new Payment Card Interface?
Payment Card Interface* links IntelliDealer with 2C Processor, a registered payments processor and e-commerce solution provider. This allows for an integrated credit card solution that simplifies the submission of and approval for credit card transactions in your dealership.
CDK developed this interface in an eff ort to streamline and effi ciently handle credit card transactions for dealership customers wanting to pay by standard credit cards such as MasterCard, Visa, Discover and American Express.
My current credit card service provider off ers credit card services using a keypad with magnetic stripe reader. With Payment Card Interface, do I still need my provider and reader or can Payment Card Interface fully replace my existing solution?
Yes, along with CDK’s Signature Pad Sharing Solution, 2C Processor and Payment Card Interface can replace your existing solution and streamline transactions. The CDK Signature Pad Solution has the ability to read credit cards via the magnetic stripe reader and then securely pass the card data into Payment Card Interface. Once the credit card information is passed through Payment Card Interface, 2C Processor completes the authorization and approval. The Signature Pad can then record the signature, completing a paperless transaction.
What other benefits are there to implementing Payment Card Interface?
The main benefit is streamlining the process in a secure manner. Through a secure XML transfer, the transaction is safely completed between IntelliDealer and Merchant Manager. The secondary benefit is reduced paper consumption and improved data accessibility. The paperless transaction is easily accessible in IntelliDealer, which in conjunction with Merchant Managers online tools, maintains and ensures your customers’ data is securely stored, protected and adheres to relevant privacy legislation.
IntelliDealer transmits Customer Name, Amount, Customer Number, Invoice Number, Street Address, ZIP / Postal Code, Employee / Salesperson ID, Card Number and Expiry Date.
The Card Number and Expiry Date can be manually entered or swiped through an IntelliDealer compatible card reader, like our Signature Pad (Figure 1).
Once submitted (Figure 2), Payment Card Interface will deliver an authorization or rejection back to IntelliDealer.